Deposit fund
Investment alternative to euro savings accounts
from €20
minimum lump sum
or regular investments
normally within
3 working days
money is returned
to your account
3.5% per annum
Target annual return
at 3,75% ECB deposit rate
WHY INVEST IN A EUROMONETIKA FUND?
What the fund brings you
EUROMONETIKA actually functions as a euro "investment wallet". You can deposit as little as €20 at any time and for any length of time and get a return without limit on the amount of invested or the additional conditions that usually apply with savings accounts. The fund gives a predictable return at the European Central Bank deposit rate less its running costs.
Current annual return of 3,8%*
The yield is linked to the European Central Bank deposit rate. This makes EUROMONETIKA more predictable than other investments and provides a convenient alternative to euro savings accounts and fixed-term deposits.
*as of 31.5.2024
Safe money
A seven-point scale is used to measure the riskiness of investments and EUROMONETIKA scores the lowest possible value of 1 on this scale. This means that investing in the fund poses little risk, which is appreciated even by those otherwise apprehensive about investing.
Money always at hand
ShouldSyou need to withdraw the money you have invested because of an unexpected situation, no problem! It's usually in your account within 3 working days, plus everything can ba arranged online . Even after withdrawing money from the fund, you can resume money transfer at any time to build up your cash reserve.
No limit on on investment
Whether you have savings of hundreds or thousands of euros, unlike many savings accounts, all investments in the fund appreciate at the same rate, on any amount from €20 on a regular or one-off basis.
Hesitating?
Specialists can help you
You don't have to be alone when it comes to investing. If you want a specialist to advise you on your choice and set everything up for you from A to Z, contact your financial advisor or find one from among our investment intermediares. Your advisor will work with you to create a financial plan that takes full account of your situation, goals and risk tolerance.
INVESTMENT FUNDS
What are investment funds?
Investment funds represent a common investment strategy. When you put your money into a given investment fund, a professional fund manager ensures its allocation according to the fund's set strategy - for example, real estate, stocks, bonds or other securities. Thus, you needn’t agonise over what to invest in, but share in a portfolio assembled and managed by experts who take care that your money appreciates as it should.
News from the world of investments
All the latest news
Information about the fund
Fund type | UCITS fund, retail investment fund, open-ended mutual fund |
|---|---|
Fund manager | INVESTIKA, investiční společnost, a.s. |
Fund administrator | INVESTIKA, investiční společnost, a.s. |
Depository | Česká spořitelna, a.s. |
Auditor | AUDIT ONE s.r.o. |
Trading frequency | daily |
Recommended holding period | 1 year or more |
Minimum investment | 20 EUR |
ISIN | CZ0008478005 |
Currency of the fund | EUR |
Entry fee | max. 0.50% of the investment value |
Exit fee | 0 % |
Management fee | 0,35% |
Administration fee | 0,05% |
EUROMONETIKA, otevřený podílový fond (UCITS) may invest more than 35% of its net asset value in investment securities or money market instruments issued or guaranteed by a state, a territorial self-government unit of a Member State or an international financial organisation of which one or more Member States are members, in relation to investment instruments issued by the Czech Republic, Poland and individual euro area countries.
|
Fund class performance for EUR |
||
|---|---|---|
| data as of 01.7.2024 | Total cumulative performance of the fund (class EUR) | Average monthly performance of the fund (class EUR) |
1M |
0,30% |
-- |
3M |
0,95% |
0,32% |
6M |
1,72% |
0,29% |
for the calendar year |
1,72% |
0,25% |
since the establishment of the fund |
1,72% |
0,29% |
| Share certificates třídy EUR | |
|---|---|
| Data as of | 01.7.2024 (class EUR) |
Value of a unit certificate |
10,1716 EUR |
Fund capital |
1 633 025,54 EUR |
Current number of unit certificates issued |
160 547ks |
Current number of unit certificates issued |
169 933ks |
Total number of unit certificates redeemed |
9 386ks |
| Data as of | 01.07.2024 - 01.07.2024 (class EUR) |
|---|---|
Number of unit certificates issued for the period |
4ks |
Number of unit certificates redeemed for the period |
608ks |
Amount for which the unit certificates were issued |
40,67 EUR |
Amount for which the unit certificates were redeemed |
6 181,85 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 01.7.2024 (whole fund) |
Fund capital |
1 633 025,54 EUR |
Total assets |
1 636 534,07 EUR |
|
Fund class performance for EUR |
||
|---|---|---|
| data as of 30.6.2024 | Total cumulative performance of the fund (class EUR) | Average monthly performance of the fund (class EUR) |
1M |
0,27% |
-- |
3M |
0,92% |
0,31% |
6M |
1,69% |
0,28% |
for the calendar year |
1,69% |
0,28% |
since the establishment of the fund |
1,69% |
0,34% |
| Share certificates třídy EUR | |
|---|---|
| Data as of | 30.6.2024 (class EUR) |
Value of a unit certificate |
10,1685 EUR |
Fund capital |
1 638 821,33 EUR |
Current number of unit certificates issued |
161 151ks |
Current number of unit certificates issued |
169 929ks |
Total number of unit certificates redeemed |
8 778ks |
| Data as of | 01.06.2024 - 30.06.2024 (class EUR) |
|---|---|
Number of unit certificates issued for the period |
40 865ks |
Number of unit certificates redeemed for the period |
572ks |
Amount for which the unit certificates were issued |
415 061,32 EUR |
Amount for which the unit certificates were redeemed |
5 811,34 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 30.6.2024 (whole fund) |
Fund capital |
1 638 821,33 EUR |
Total assets |
1 642 246,76 EUR |
Of which: |
|
Deposits in banks |
30,34% |
Investment instruments |
42,98% |
Other |
26,68% |
|
Fund class performance for EUR |
||
|---|---|---|
| data as of 31.5.2024 | Total cumulative performance of the fund (class EUR) | Average monthly performance of the fund (class EUR) |
1M |
0,30% |
-- |
3M |
0,93% |
0,31% |
6M |
1,41% |
0,24% |
for the calendar year |
1,41% |
0,28% |
since the establishment of the fund |
1,41% |
0,28% |
| Share certificates třídy EUR | |
|---|---|
| Data as of | 31.5.2024 (class EUR) |
Value of a unit certificate |
10,1410 EUR |
Fund capital |
1 225 625,56 EUR |
Current number of unit certificates issued |
120 858ks |
Current number of unit certificates issued |
129 064ks |
Total number of unit certificates redeemed |
8 206ks |
| Data as of | 01.05.2024 - 31.05.2024 (class EUR) |
|---|---|
Number of unit certificates issued for the period |
38 604ks |
Number of unit certificates redeemed for the period |
8 206ks |
Amount for which the unit certificates were issued |
391 081,50 EUR |
Amount for which the unit certificates were redeemed |
83 066,03 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 31.5.2024 (whole fund) |
Fund capital |
1 225 625,56 EUR |
Total assets |
1 227 063,40 EUR |
Of which: |
|
Deposits in banks |
18,52% |
Investment instruments |
46,78% |
Other |
34,70% |
|
Fund class performance for EUR |
||
|---|---|---|
| data as of 30.4.2024 | Total cumulative performance of the fund (class EUR) | Average monthly performance of the fund (class EUR) |
1M |
0,34% |
-- |
3M |
0,94% |
0,31% |
6M |
0,00% |
0,00% |
for the calendar year |
1,11% |
0,28% |
since the establishment of the fund |
1,11% |
0,37% |
| Share certificates třídy EUR | |
|---|---|
| Data as of | 30.4.2024 (class EUR) |
Value of a unit certificate |
10,1107 EUR |
Fund capital |
914 610,81 EUR |
Current number of unit certificates issued |
90 460ks |
Current number of unit certificates issued |
90 460ks |
Total number of unit certificates redeemed |
0ks |
| Data as of | 01.04.2024 - 30.04.2024 (class EUR) |
|---|---|
Number of unit certificates issued for the period |
36 450ks |
Number of unit certificates redeemed for the period |
0ks |
Amount for which the unit certificates were issued |
367 944,49 EUR |
Amount for which the unit certificates were redeemed |
0,00 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 30.4.2024 (whole fund) |
Fund capital |
914 610,81 EUR |
Total assets |
1 354 504,56 EUR |
Of which: |
|
Deposits in banks |
47,44% |
Investment instruments |
32,31% |
Other |
20,25% |
|
Fund class performance for EUR |
||
|---|---|---|
| data as of 31.3.2024 | Total cumulative performance of the fund (class EUR) | Average monthly performance of the fund (class EUR) |
1M |
0,29% |
-- |
3M |
0,76% |
0,25% |
6M |
0,00% |
0,00% |
for the calendar year |
0,76% |
0,25% |
since the establishment of the fund |
0,76% |
0,25% |
| Share certificates třídy EUR | |
|---|---|
| Data as of | 31.3.2024 (class EUR) |
Value of a unit certificate |
10,0763 EUR |
Fund capital |
544 381,67 EUR |
Current number of unit certificates issued |
54 010ks |
Current number of unit certificates issued |
54 010ks |
Total number of unit certificates redeemed |
0ks |
| Data as of | 01.03.2024 - 31.03.2024 (class EUR) |
|---|---|
Number of unit certificates issued for the period |
43 310ks |
Number of unit certificates redeemed for the period |
0ks |
Amount for which the unit certificates were issued |
436 015,12 EUR |
Amount for which the unit certificates were redeemed |
0,00 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 31.3.2024 (whole fund) |
Fund capital |
544 134,41 EUR |
Total assets |
1 084 012,23 EUR |
Of which: |
|
Deposits in banks |
99,33% |
Investment instruments |
0,00% |
Other |
0,67% |
|
Fund class performance for EUR |
||
|---|---|---|
| data as of 29.2.2024 | Total cumulative performance of the fund (class EUR) | Average monthly performance of the fund (class EUR) |
1M |
0,31% |
-- |
3M |
0,47% |
0,16% |
6M |
0,00% |
0,00% |
for the calendar year |
0,47% |
0,24% |
since the establishment of the fund |
0,47% |
0,47% |
| Share certificates třídy EUR | |
|---|---|
| Data as of | 29.2.2024 (class EUR) |
Value of a unit certificate |
10,0473 EUR |
Fund capital |
107 505,70 EUR |
Current number of unit certificates issued |
10 700ks |
Current number of unit certificates issued |
10 700ks |
Total number of unit certificates redeemed |
0ks |
| Data as of | 01.02.2024 - 29.02.2024 (class EUR) |
|---|---|
Number of unit certificates issued for the period |
6 473ks |
Number of unit certificates redeemed for the period |
0ks |
Amount for which the unit certificates were issued |
64 934,31 EUR |
Amount for which the unit certificates were redeemed |
0,00 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 29.2.2024 (whole fund) |
Fund capital |
107 472,73 EUR |
Total assets |
108 889,71 EUR |
Of which: |
|
Deposits in banks |
98,82% |
Investment instruments |
0,00% |
Other |
1,18% |
|
Fund class performance for EUR |
||
|---|---|---|
| data as of 31.1.2024 | Total cumulative performance of the fund (class EUR) | Average monthly performance of the fund (class EUR) |
1M |
0,16% |
-- |
3M |
0,00% |
0,00% |
6M |
0,00% |
0,00% |
for the calendar year |
0,16% |
0,16% |
since the establishment of the fund |
0,16% |
0,16% |
| Share certificates třídy EUR | |
|---|---|
| Data as of | 31.1.2024 (class EUR) |
Value of a unit certificate |
10,0161 EUR |
Fund capital |
42 337,99 EUR |
Current number of unit certificates issued |
4 227ks |
Current number of unit certificates issued |
4 227ks |
Total number of unit certificates redeemed |
0ks |
| Data as of | 01.01.2024 - 31.01.2024 (class EUR) |
|---|---|
Number of unit certificates issued for the period |
4 227ks |
Number of unit certificates redeemed for the period |
0ks |
Amount for which the unit certificates were issued |
42 298,85 EUR |
Amount for which the unit certificates were redeemed |
0,00 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 31.1.2024 (whole fund) |
Fund capital |
42 348,05 EUR |
Total assets |
42 863,37 EUR |
Of which: |
|
Deposits in banks |
98,92% |
Investment instruments |
0,00% |
Other |
1,08% |
Documents to download
Oznámení o změně bankovního spojení – podpis musí být úředně ověřen
Plná moc k zastupování – podpis musí být úředně ověřen
Žádost o odkup cenných papírů
Žádost o převod cenných papírů - podpis musí být úředně ověřen
Prohlášení o hlavních nepříznivých dopadech investičních rozhodnutí na faktory udržitelnosti ve vztahu k INVESTIKA, investiční společnost, a.s. za referenční období od 1.1.2022 do 31.12.2022, platné od 30.6.2023
Hesitating?
Specialists can help you
You don't have to be alone when it comes to investing. If you want a specialist to advise you on your choice and set everything up for you from A to Z, contact your financial advisor or find one from among our investment intermediares. Your advisor will work with you to create a financial plan that takes full account of your situation, goals and risk tolerance.
Invest with us
Real Estate Fund
Investments backed by bricks and concrete
4 - 6% per annum
target return
Stock Market Fund
Investing in the world's largest companies
7 - 9% per annum
target return
Cash Fund
An investment alternative to a savings account
3 - 5% per annum
target return
Deposit Fund
An investment alternative to euro savings accounts
2 - 4% per annum
target return